P Payvii
Local-first · Private by default

All your money, in one place — that never leaves your device.

Payvii brings your current accounts, savings, credit cards and BNPL together so you can see the whole picture. Your transactions and balances live on your own device, not on our servers — because there aren't any.

Your data, your device Read-only bank connections Facts & comparisons, not advice

Everything together

Banks, savings, cards and buy-now-pay-later in one honest view — synced automatically through open banking, with statements and screenshots for anything that can't connect.

Nothing leaves home

Your financial data lives in a local database on your device. No cloud account, no tracking, no selling your information.

You stay in control

You choose what connects, review what comes in, and can disconnect or delete at any time. Bank access is always read-only.

Common questions

What is Payvii?

Payvii is a local-first personal money-management tool: current accounts, savings, credit cards and buy-now-pay-later in one clear view, with your financial data stored on your own device rather than on anyone's servers.

Is Payvii a bank?

No. Payvii is not a bank, does not hold your money, and does not provide financial advice. It shows you your own information — balances, transactions and factual comparisons — and any decision stays yours.

Where is my financial data stored?

In a local database on your own device. Payvii operates no servers that store your financial data, and there is no Payvii account to sign up for.

Can Payvii move my money?

No. Bank connections are read-only and made through regulated open-banking providers. Payvii can read the balances and transactions you authorise, but it cannot make payments or change anything at your bank — and it never sees your banking login.

Does Payvii sell my data or show ads?

No. Your data is never sold or rented, and Payvii shows no advertising, sets no analytics cookies and runs no third-party trackers.

Is Payvii available to use yet?

Payvii is in early development and not yet generally available. Early interest is welcome through the contact page.

Payvii is in early development and not yet generally available. It is not a bank, and it does not provide financial advice — it shows you your own information, clearly. Questions or early interest: get in touch.