Privacy Policy
Last updated: 16 July 2026
Payvii is a local-first personal money-management tool. This policy explains what data Payvii handles and how. In plain terms: your financial data stays on your own device, it is never sold, and Payvii connects to your banks only with your permission and only to read.
Who is responsible
Payvii is responsible for this website and the Payvii application. For any privacy question or request, contact hello@payvii.co.
What data Payvii handles
- Bank account information — when you connect an account through open banking, Payvii reads (read-only) your account details, balances and transaction history. Payvii cannot move money or make changes to your accounts.
- Statements and files you import — PDFs, CSVs and screenshots you choose to add are processed on your device to extract the transactions inside them.
Where your data is stored
On your own device. Payvii keeps your financial data in a local database on the machine where you run it. Payvii does not operate servers that store your financial data, and your data is not uploaded to Payvii. There is no Payvii account to sign up for.
Open banking connections
When you connect a bank, the connection is made through a regulated open-banking provider (an Account Information Service Provider, such as Enable Banking). You authenticate directly with your own bank; Payvii never sees your banking login. The provider processes the connection under its own terms and privacy policy and applicable regulation (PSD2 / UK open banking). You can review and revoke these connections at any time through your bank or the provider.
What Payvii does not do
- It does not sell or rent your data to anyone.
- It does not show advertising or use advertising trackers.
- It does not run third-party analytics on your financial data.
- It does not store your data in the cloud on your behalf.
Your control
- You choose which accounts to connect or import, and you review data before it is added.
- You can disconnect a bank or withdraw your open-banking consent at any time (via your bank or the provider).
- You can delete your local data at any time by removing it from your device.
Security
Because Payvii is local-first, the security of your data depends largely on the security of your own device — keep it protected. Bank connections are read-only. Encryption of the local database at rest is on the roadmap.
Children
Payvii is not intended for anyone under 18.
Changes
If this policy changes, the updated version will be posted here with a new date.
Contact
Questions or requests about your data: hello@payvii.co.